Why should women be less financially literate than men? : a critical review of the literature and some surprising conclusions

Suzanne Wagland; Ingrid Schraner; Kevin James Daly; Tom J. Valentine; Craig Ellis

Why should women be less financially literate than men? : a critical review of the literature and some surprising conclusions

Suzanne Wagland
, Ingrid Schraner
, Kevin James Daly
, Tom J. Valentine
, Craig Ellis

School of Business

Research output: Chapter in Book / Conference Paper › Conference Paper

Abstract

This paper starts with an attempt at defining financial literacy in relation to debates that have taken place around information literacy. It then looks critically at some empirical research on gender differences in financial literacy, both regarding the concepts investigated and regarding the findings on gender differences. The paper then takes a closer look at one area where demands for increased efforts in financial literacy education specifically addressed to women have been raised, namely the context of superannuation, the main component of the Australian system for retirement savings. The paper then turns around and asks the provocative question: What if women were as financially literate as men?

Original language	English
Title of host publication	Proceedings of the 3rd Financial Markets Asia-Pacific Conference 2005
Publisher	University of Western Sydney
Number of pages	1
ISBN (Print)	1741080967
Publication status	Published - 2005
Event	Financial Markets Asia-Pacific Conference - Duration: 1 Jan 2005 → …

Conference

Conference	Financial Markets Asia-Pacific Conference
Period	1/01/05 → …

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 8 Decent Work and Economic Growth

Keywords

financial literacy
finance, personal
men
women
sex differences
superannuation

Cite this

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title = "Why should women be less financially literate than men? : a critical review of the literature and some surprising conclusions",

abstract = "This paper starts with an attempt at defining financial literacy in relation to debates that have taken place around information literacy. It then looks critically at some empirical research on gender differences in financial literacy, both regarding the concepts investigated and regarding the findings on gender differences. The paper then takes a closer look at one area where demands for increased efforts in financial literacy education specifically addressed to women have been raised, namely the context of superannuation, the main component of the Australian system for retirement savings. The paper then turns around and asks the provocative question: What if women were as financially literate as men?",

keywords = "financial literacy, finance, personal, men, women, sex differences, superannuation",

author = "Suzanne Wagland and Ingrid Schraner and Daly, \{Kevin James\} and Valentine, \{Tom J.\} and Craig Ellis",

year = "2005",

language = "English",

isbn = "1741080967",

booktitle = "Proceedings of the 3rd Financial Markets Asia-Pacific Conference 2005",

publisher = "University of Western Sydney",

note = "Financial Markets Asia-Pacific Conference ; Conference date: 01-01-2005",

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T1 - Why should women be less financially literate than men? : a critical review of the literature and some surprising conclusions

AU - Wagland, Suzanne

AU - Schraner, Ingrid

AU - Daly, Kevin James

AU - Valentine, Tom J.

AU - Ellis, Craig

PY - 2005

Y1 - 2005

N2 - This paper starts with an attempt at defining financial literacy in relation to debates that have taken place around information literacy. It then looks critically at some empirical research on gender differences in financial literacy, both regarding the concepts investigated and regarding the findings on gender differences. The paper then takes a closer look at one area where demands for increased efforts in financial literacy education specifically addressed to women have been raised, namely the context of superannuation, the main component of the Australian system for retirement savings. The paper then turns around and asks the provocative question: What if women were as financially literate as men?

AB - This paper starts with an attempt at defining financial literacy in relation to debates that have taken place around information literacy. It then looks critically at some empirical research on gender differences in financial literacy, both regarding the concepts investigated and regarding the findings on gender differences. The paper then takes a closer look at one area where demands for increased efforts in financial literacy education specifically addressed to women have been raised, namely the context of superannuation, the main component of the Australian system for retirement savings. The paper then turns around and asks the provocative question: What if women were as financially literate as men?

KW - financial literacy

KW - finance, personal

KW - men

KW - women

KW - sex differences

KW - superannuation

UR - http://handle.uws.edu.au:8081/1959.7/44878

M3 - Conference Paper

SN - 1741080967

BT - Proceedings of the 3rd Financial Markets Asia-Pacific Conference 2005

PB - University of Western Sydney

T2 - Financial Markets Asia-Pacific Conference

Y2 - 1 January 2005

ER -

Why should women be less financially literate than men? : a critical review of the literature and some surprising conclusions

Abstract

Conference

UN SDGs

Keywords

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Cite this